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MATH 320

Mathematics of Interest

Catalog2026-2027
Credits3 units
LevelUpper Division
Average gradeB
Standard

Overview

Description

Mathematical theory of interest with applications, including accumulated and present value factors, annuities, yield rates, amortization schedules and sinking funds, depreciation, bonds and related securities.

Requirements

Prerequisites

  • with a “C” or better
MATH 176MATH 181
Original catalog text

Prerequisites

MATH 176 or MATH 181 with a “C” or better.

Units

Lecture3

Catalog Details

Offering

Offered: Every Fall - Even Years

Terms

fall

Attributes

Standard

Learning Outcomes

  • formulate and recognize definitions of interest rate, yield rate, simple and compound interest, the accumulation function, present and future values, force of interest, and equation of value.
  • write and solve the equation of value given a set of cash flows and interest rate.
  • demonstrate understanding of basic terminology concerning annuities, loans and cash flows.